Certificate of Deposit / Installment Savings

	Personal/Business Certificate of Deposit	Installment Savings (Consumer Only)
Minimum opening deposit	$1,000	The minimum contract amount is $1,000. Contract amount may increase in multiple of $1,000 with no maximum.
Term	3M to 60M	12M to 60M
Withdrawal Fee	Penalty for early withdrawal	90 days interest applied to all terms
Earns interest	Fixed interest rate	Fixed interest rate
Calculated	Daily	Daily
Interest Paid	Monthly	Monthly
Renewal	Renewal will be the same as the original term with the interest rate to be determined at the time of renewal	Automatic renewal not available
Additional Information	10 Days grace period after maturity to withdraw funds without penalty	Balance at maturity may vary, depending on day and frequency of each monthly payment. Lump sum deposit will not be allowed. Only scheduled monthly installment deposit to the account is accepted
Interest Rate	Click here	Click here