Rates
*To Inquire about 3 month & 6 month CDs, please contact our deposit relationship managers at 1-800-940-9698.
Certificate of Deposit
| Term |
Minimum Opening Deposit |
Interest Rate |
APY* |
| 3 month Fixed |
$1,000 + |
4.50% |
4.59% |
| 6 month Fixed |
$1,000 + |
4.75% |
4.85% |
| 12 month Fixed |
$1,000 + |
4.41% |
4.50% |
| 18 month Fixed |
$1,000 + |
4.17% |
4.25% |
| 24 month Fixed |
$1,000 + |
3.54% |
3.60% |
| 36 month Fixed |
$1,000 + |
3.35% |
3.40% |
| 48 month Fixed |
$1,000 + |
3.15% |
3.20% |
| 60 month Fixed |
$1,000 + |
2.96% |
3.00% |
Rates apply to both Consumer and Business accounts and new money only.
IRA (Traditional & Roth)
|
Minimum Balance
Required to Obtain APY*
|
Interest Rate |
APY* |
| IRA Savings |
$500 + |
0.05% |
0.05% |
Minimum opening deposit required is $100.
Money Market Account
|
Minimum Balance
Required to Obtain APY*
|
Interest Rate |
APY* |
| Tier 1 |
$2500 to $49,999 |
0.05% |
0.05% |
| Tier 2 |
$50,000 to $99,999 |
0.05% |
0.05% |
| Tier 3 |
$100,000 to $999,999 |
0.15% |
0.15% |
| Tier 4 |
$1,000,000+ |
0.15% |
0.15% |
Rates apply to both Consumer and Business accounts. Minimum opening deposit required for Personal MMA is $1000; Business MMA is $10,000.
Savings
|
Minimum Balance
Required to Obtain APY*
|
Interest Rate |
APY* |
| Personal Regular Savings |
$500 + |
0.05% |
0.05% |
| Junior Savings |
N/A |
0.05% |
0.05% |
| Business Regular Savings |
$2,500 + |
0.05% |
0.05% |
Minimum opening deposit required for Personal Savings is $100; Junior Savings is $50; Business Savings is $500.
Interest Checking
|
Minimum Balance
Required to Obtain APY*
|
Interest Rate |
APY* |
| Personal Interest Checking (NOW) |
$1,000 - $2,499
$2,500 + |
0.05%
0.05% |
0.05%
0.05% |
| Business Interest Checking
(Sole Proprietorship & Non-Profit Corporations only)
|
$1,000 - $2,499
$2,500 + |
0.05%
0.05% |
0.05%
0.05% |
| Health Savings Account (HSA) |
$100 + |
1.00% |
1.00% |
Minimum opening deposit required for Personal NOW is $100; Business NOW is $500; HSA is $100.
This disclosure contains information about interest rates for certificates of deposit, interest checking,
savings and money market accounts. Fees could reduce the earnings on an account. Rates may change
after account opening on interest checking, savings and money market accounts. All certificate of deposits and IRA's are subject to an interest penalty for early withdrawal of principal. Interest rates and *APY - annual percentage yields were last changed on June 1, 2023. Interest rates are subject to change without prior notice. For current rate information, please contact us.
Installment Savings / Plus Installment Savings
For Installment Savings interest and payment table, please Click Here.
This product guide contains information about interest rates for installment certificates of deposits. Fees could reduce the earnings on an account. Interest rates and *APY - annual percentage yields were last changed on June 1, 2023. Interest rates & annual percentage yields are subject to change without prior notice. For current information call: Lynnwood Branch 425.275.9700 or Tacoma Branch 253.581.9700 or Federal Way Branch 253.946.9700 or Bellevue Branch 425.454.9700.