Discover our range of Savings Account options designed to help you reach your financial goals faster and more efficiently.
Personal Money Market
- Minimum opening deposit: $1,000
- Monthly Maintenance fee: $15
- Minimum daily balance required to waive monthly maintenance fee: $2,500
- Earns interest: Yes
- Calculated: Daily
- Paid/Compounded: Monthly
- Additional Information: Eligible to open Plus Installment Savings Account
- $10/debit that exceeds the transaction limitations1
- Interest rates may vary depending on the level of balance maintained and are subject to change at anytime
1Total of 6 transfers and withdrawals are allowed for each monthly statement cycle. An additional $10 fee will be applied for each withdrawal or transfer exceeding 6 transactions in a monthly statement cycle.
Personal Regular Savings
- Minimum opening deposit: $100
- Monthly Maintenance fee: $5
- Minimum daily balance required to waive monthly maintenance fee: $500
- Earns interest: Yes
- Calculated: Daily
- Paid/Compounded: Monthly
- Additional Information: Eligible to open Plus Installment Savings Account
- $5/debit that exceeds the transaction limitations2
- Interest rates are subject to change at anytime
2Total of 6 transfers and withdrawals are allowed for each monthly statement cycle. An additional $5 fee will be applied for each withdrawal or transfer exceeding 6 transactions in a monthly statement cycle.
Junior Savings (Up to 18 Years Old)
- Minimum opening deposit: $50
- Monthly Maintenance fee: $0
- Minimum daily balance required to waive monthly maintenance fee: $0
- Earns interest: Yes
- Calculated: Daily
- Paid/Compounded: Monthly
- Additional Information: Eligible to open Plus Installment Savings Account
- $5/debit that exceeds the transaction limitations3
- Interest rates are subject to change at anytime
3Total of 6 transfers and withdrawals are allowed for each monthly statement cycle. An additional $5 fee will be applied for each withdrawal or transfer exceeding 6 transactions in a monthly statement cycle.
Loans to Businesses located in Rural Areas
Discover the USDA’s Business & Industry Guaranteed Loan Program.
Refinance or purchase commercial real estate. Finance equipment. USDA B&I loans offer longer loan terms than bank loans and larger loan size than SBA loans.