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Deposit Rates

Discover the competitive deposit rates offered by our Bank to help you make the most of your investments and achieve your financial goals.


Term

 Minimum Opening Deposit Interest Rate
APY*
3 month Fixed
 $1,000 + 3.93% 4.00%
6 month Fixed
 $1,000 + 3.69% 3.75%
12 month Fixed
 $1,000 + 3.69% 3.75%
18 month Fixed
 $1,000 + 3.69% 3.75%
24 month Fixed
 $1,000 + 3.54% 3.60%
36 month Fixed
 $1,000 + 3.35% 3.40%
48 month Fixed
 $1,000 + 3.15% 3.20%
60 month Fixed
 $1,000 + 2.96% 3.00%

Account



 Minimum Balance Required to Obtain APY*
Interest Rate
APY*
IRA Savings $500 + 0.05% 0.05%
Minimum opening deposit required is $100.
Account



 Minimum Balance Required to Obtain APY*
Interest Rate
APY*
Tier 1 $2500 to $49,999 0.05% 0.05%
Tier 2 $50,000 to $99,999 0.05% 0.05%
Tier 3 $100,000 to $999,999 0.15% 0.15%
Tier 4 $1,000,000+ 0.15% 0.15%

Rates apply to both Consumer and Business accounts. Minimum opening deposit required for Personal MMA is $1000; Business MMA is $10,000.
Account



 Minimum Balance Required to Obtain APY*
Interest Rate
APY*
Personal Regular Savings $500 + 0.05% 0.05%
Junior Savings N/A 0.05% 0.05%
Business Regular Savings $2,500 + 0.05% 0.05%

Minimum opening deposit required for Personal Savings is $100; Junior Savings is $50; Business Savings is $500.
Account



 Minimum Balance Required to Obtain APY*
Interest Rate
APY*
Personal Interest Checking (NOW)
$1,000 - $2,499
$2,500 +
0.05%
0.05%
0.05%
0.05%
Business Interest Checking (Sole Proprietorship, Attorney Trust Accounts, & Non-Profit Corporations only)
$1,000 - $2,499
$2,500 +
 0.05%
0.05%
0.05%
0.05%
Health Savings Account (HSA) $100 + 1.00% 1.00%

Minimum opening deposit required for Personal NOW is $100; Business NOW is $500; HSA is $100.

This product guide contains information about interest rates for Installment Savings. Fees could reduce the earnings on an account. Interest rates and *annual percentage yields are subject to change without prior notice.






This rates page contains information about interest rates for certificates of deposit, interest checking, savings and money market accounts. Fees could reduce the earnings on an account. Rates may change at our discretion after account opening on interest checking, savings and money market accounts. Interest on all interest-bearing accounts will accrue daily and be credited to your account monthly. All certificate of deposits and IRA's are subject to an interest penalty for early withdrawal of principal. Interest rates and *APY - annual percentage yields were last changed on May 1, 2025. Interest rates are subject to change without prior notice. For current rate information, please contact us.
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